To be primarily responsible for sourcing of retail MSME loans and Affordable Housing Loans. DESCRIPTION : - Responsible for active market scoping and sourcing of retail MSME/Housing loans in small ticket segment of INR 5-50 lakhs - Managing key business development activities including market scoping, lead generation, customer visits, proposal logins, coordinating with credit, operations and other parties to ensure timely closure and disbursement of loans. - Achieving business targets while ensuring portfolio quality and specified turnaround time. - Excellent client management and while ensure high quality customer service. - Engaging with internal and external vendors and relevant authorities for loan approvals. - Monitor portfolio quality and underlying industry trends - Responsible for collection of overdue loans while engaging with collections team. Specifications : Qualifications, Experience, & Competencies : Minimum Qualifications : - -Graduate in any stream Minimum Experience: - -Minimum 3 to 5 years relevant experience in banking /financial services industry, with specialization in sales function of retail loan portfolio Skills: - Strong understanding of loan operations of NBFCs focusing on small ticket loans of INR 5-50 Lakhs - Proven hands-on experience of sourcing loans from MSMEs Self Employed and Salaried individual in informal and unorganized sectors with strong local market knowledge - Experience of managing sourcing channel partnerships. - Exceptional client management skills - Conversant with acceptable collateral, legal documentation/ mortgage creation processes - Strong interpersonal and effective communication skills - Ability to stretch oneself and work under pressure, handle multiple projects simultaneously, and meet deadlines - Strong work ethic, positive attitude, self-motivated individual having an ability to work individually and as part of a team (ref:updazz.com)