Analyst-Risk Management

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
The Credit Risk Oversight organization within Global Risk and Compliance (GRC) is responsible for independently overseeing and challenging the company's credit risk taking and credit risk management activities, including the comprehensive identification, management, and mitigation of credit risks within the company's risk appetite.
We are seeking a detail-oriented professional to be part of a newly formed team for credit risk governance. Responsibilities for this role include governance, reporting, working with stakeholders across the enterprise, regulatory support and building capabilities.
The incumbent will report to the Manager, Governance in Credit Risk Oversight.
Key Responsibilities:
·Governance
oMaintain Credit Risk Management Policy
oMaintain credit risk standards, procedures (in collaboration with functional team) and templates (e.g.: reports, MEMO etc.)
oEnsure adherence to credit risk board approved plan and findings resolution
oConduct QC checks on 2LOD review reports
·Reporting
oCreate the Quarterly Aggregate Credit Risk Assessment Report
oReport RAF results and escalations and Control and Compliance (C&C) metrics
oMIS reporting to partner teams (e.g., findings tracker, Smart Monitoring alert reports)
oPerform ad-hoc analytics and reporting on credit findings (e.g., finding themes etc.)
·Internal Audit, Regulatory and ERM Support
oCoordinate with functional team on IAG and regulatory requests
oCoordinate and prepare meeting materials for quarterly interagency meeting
oMRA and regulatory recommendation remediation
·Capabilities
oSupport the Portfolio Analytics team to develop next generation MIS capability
oCollaborate with GRC capabilities team to support Archer and other foundational capabilities
oDevelop automated tools to write and QC review reports using LLM models

Experience and Background:
Strong data & analytical skills
Able to demonstrate strong knowledge of risk and financial management
Good communication and interpersonal skills; able to clearly articulate or interpret technical documents, regulatory guidelines, and complex project requirements in a concise manner to various stakeholders
Outstanding multi-tasking and project management skills
Superb collaboration and teamwork aptitude, to work with colleagues and stakeholder across various AXP offices globally
Self-confident with a strong sense of integrity and the ability and willingness to challenge and be challenged;
Strong Microsoft Excel, PowerPoint skills;
Extremely high attention to detail
Self-starter and enthusiastic attitude
Advanced degree in quantitative or a related field

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. 
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.